GET READY FOR BETTER, BRIGHTER LENDING WITH
LUMINATE BANK,
LEGACY DIVISION
LOCAL EXPERIENCE, UNMATCHED RESULTS
- 70% of our mortgage loans come from previous referrals
- Over 700 dedicated professionals
- Top 25 Retail Mortgage Lenders, named by Scotsman Guide
- Offering personalized home loan solutions in all 50 states
>> Our Team
Our recruiting process has brought some of the best and brightest mortgage loan officers and operations people to our business, with the average Legacy Division team member offering over 10 years of banking and home loan financing experience.
Many of our mortgage loan originators are nationally recognized as the best in their field, annually ranking amongst the top producers in the country. Our outstanding loan officers have more than earned their reputations by consistently recognizing and responding to the expectations of our borrowers.
Your home financing needs are our top priority, so let's discover what the right loan can do for you today!

>> Loan Officer Directory
Our mortgage loan originators are nationally recognized as the best in their field
Your experience matters—and our reviews reflect that.
At Luminate Bank, we know that choosing a mortgage partner is a big decision. That’s why we’re proud to share feedback from real clients who’ve worked with our loan officers.
From first-time homebuyers to seasoned homeowners, our reviews highlight the personal attention, clear communication, and expert guidance you can expect throughout your journey. See what others have to say—and why so many trust us to help bring their home goals to life.