get ready for

A lending team that’s focused on you.

trusted lender

By keeping excellent customer service at the foundation of our company, 70% of our mortgage loans are derived from previous customer referrals. We believe the greatest recommendations come from our neighbors, and we're committed to continuously serving our community to the best of our abilities.

>> Our Team

Our recruiting process has brought some of the best and brightest mortgage loan officers and operations people to our business, with the average Legacy Division team member offering over 10 years of banking and home loan financing experience.


Many of our mortgage loan originators are nationally recognized as the best in their field, annually ranking amongst the top producers in the country. Our outstanding loan officers have more than earned their reputations by consistently recognizing and responding to the expectations of our borrowers.


Your home financing needs are our top priority, so let's discover what the right loan can do for you today!

A large group of people are posing for a picture under a tree.

>> Loan Officer Directory

Our mortgage loan originators are nationally recognized as the best in their field


Your experience matters—and our reviews reflect that.

At Luminate Bank, we know that choosing a mortgage partner is a big decision. That’s why we’re proud to share feedback from real clients who’ve worked with our loan officers.


From first-time homebuyers to seasoned homeowners, our reviews highlight the personal attention, clear communication, and expert guidance you can expect throughout your journey. See what others have to say—and why so many trust us to help bring their home goals to life.