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Learning Center

By Luminate Marketing Team September 17, 2026
Your monthly payment may include principal, interest, property taxes, homeowners insurance, and mortgage insurance, depending on how your payments are structured.
By Luminate Marketing Team September 11, 2026
You want to make improvements, but you don't want to refinance. With a second-lien renovation option, you can potentially access additional financing.
By Luminate Marketing Team September 2, 2026
When you buy a condo, your lender may look at more than just you and the unit you want to buy. They may also need to review the condominium project itself.
By Luminate Marketing Team August 27, 2026
Scammers often impersonate lenders, title companies, attorneys, or real estate agents in an attempt to redirect closing funds or collect personal information.
By NJ Marketing Team August 20, 2026
Luminate Bank is an FDIC-insured bank and a full-service mortgage lender, offering business banking, commercial financing, and residential mortgage solutions.
By Luminate Marketing Team August 11, 2026
Getting closer to retirement? Learn how to prepare your home, use home equity, finance aging-in-place improvements, and understand HELOCs, home equity loans and reverse mortgages.