With negative-equity rates rising sharply among builder-financed FHA loans, buyers should approach “too-good-to-be-true” rates with caution.
50-year mortgages are dominating the headlines, so we're breaking down the pros and cons of long-term, fixed-rate loans for our borrowers.
If you're looking to lower your monthly payment or shorten your loan term post-closing, you have some options, including a mortgage recast or a refinance.
Starting Nov. 16, 2025, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions.
With Luminate Bank’s Stand-Alone Home Equity Line of Credit (HELOC), you can borrow what you need, when you need it, without changing your existing mortgage.
Many people believe that mortgage rates are tied to the Federal Reserve’s rate changes; fixed-rate mortgage rates are more closely tied to the 10-year Treasury yield
